Business Tool
Business Dependency Check
A business-specific diagnostic for operating runway, key-person risk, and continuity readiness.
Business inputs
$25,000
$15,000
$50,000
40%
25%
Your starting point
Estimated operating runway: 1.3 months at current monthly cash burn of $40,000.
Questions worth answering
- • Who else can generate revenue if the owner steps away temporarily?
- • Are key-person dependencies documented and understood?
- • Is there a buy-sell or ownership transition agreement in place?
- • Who would operate the business if leadership changed unexpectedly?
- • What business protection coverage exists, and what does it actually fund?
This content is for educational purposes only. It is not financial, legal, or tax advice. Product availability varies by state, carrier, and underwriting. Speak with a licensed insurance professional before making decisions.
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