What it means
Business continuity planning asks how revenue, leadership, and client relationships continue if an owner or essential employee is sidelined. Insurance may be one tool; structure and agreements are often equally important.
Concept
Business Continuity
What may happen to operations, clients, and cash flow if a key person is unavailable.
Who it is for
- Small business owners and professional practices
- Partnerships with shared client relationships
- Family businesses transitioning between generations
Common misconceptions
- Myth: 'The business will run itself.' Reality: Key-person absence often creates immediate friction.
- Myth: 'We will figure it out later.' Reality: Clarity is cheaper before a crisis.
- Myth: 'One policy solves continuity.' Reality: Legal, operational, and insurance tools work together.
Questions to ask
- Who is indispensable to revenue in the next 90 days?
- What cash reserves exist for disruption?
- Do agreements and coverage align with our operating structure?
Ready to explore this on a concept call?
Free · Education-first · No pressure to purchase